More Recent Blog Posts by credit-repair

There Has Never Been a Better Time for Credit Repair

May 11, 2009

There is a reason why so many people are talking about credit repair these days and why so many Americans are turning to credit repair companies for help with increasing their credit scores. For decades, your credit scores have been a critical part of your ability to get approved for credit. The difference is that today, lenders are offering some of the best deals in years, but you need to have a better credit score than ever if you even want to be considered.

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Legitimate Credit Repair Services versus Credit Repair Scams

March 8, 2009

There is a vocal portion of the population that believes that all credit repair companies are scams. As evidence, they point to the numerous credit repair clinics and shady "get a new credit report" operations that have been shut down over the years as evidence. They also frequently quote the many publications that point out that you as a consumer have every right to repair your credit yourself.

What they never acknowledge, however, are the many thousands of people who have actually been helped by the many honest and legitimate credit repair companies operating in this country today. They seem to completely ignore all the people who, after contracting with a credit repair service, found themselves in a position where they were able to qualify for a home loan or other purchase that had previously been out of reach. People who, after having their credit repaired, had a dramatic increase in their overall quality of life.

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What to Look For In a Good Credit Repair Company

March 5, 2009

Credit Repair is a topic that is getting more attention these days, and for good reason. With the current credit situation in this country, have a good credit score is more important than ever. Just a few short years ago, a person with a sub-600 credit score could still get a loan, even if the terms were less than desirable. Today, largely as a consequence of the reckless lending practices of the past, banks and other lenders have compensated to the point that in many cases, borrowers need to have very good credit scores to even be considered for a loan. Some people even report being turned down for a mortgage when there credit score was over 750.

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