Best Credit Repair Services

“this program has proved to be outstanding. the customer service staff went over and beyond throughout the process which made me so comfortable
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“My scores were in the low 500’s when I began and it is currently at 736. I thought it was impossible to get back to an "Excellent" rating again but I have it thanks to the efforts of your company.”

“This company was the best. They cleared up everything I had.”

“Needed help for a refinance. The credit bureaus were non responsive to my efforts, I hired Alexander and they removed my inaccuracies in 72 days. Very transparent too.”

“I’m finally back on track, closing on new home in one week.”

“Was looking to refinance. Alexander doesn’t sell kits or silly monthly fees - it’s a case by case fee structure. these guys have done it all, they’re very fast and I have two friends that just used them for refinance.”

“My husband had gone through a bad business deal and in this economy we knew that we were going to need credit repair. Trinity was a legal company and when I would call in I would not wait for days for someone to call me back. I always had the same consultant and someone always answered the phone. Within the first 45 days my husband had over 70 deletions on his credit report and even more after that. I refer Trinity to all my friends.”

“I used Trinity Credit Services and was very Pleased with there services. They walked me through the whole program from start to finish and were very professional. They Raised my credit score 190 points. Thanks Trinity!”

“I had a 552 score when I started and a 701 when they finished! They are the best!”

“MSI offers a HIGH integrity service. They really did what they promised me and gave me a very personal experience, GREAT communication and walked me through the entire process so in just 5 months I was able to walk through the door of my brand new home! Thank You MSI!”

Baldman123

“They RAISED my score by 250 points... I still cannot believe it! THANK YOU”

“Great company! I will recommend them to anyone I know that has credit problems.”

“Outstanding service and price compare to the damage I had before the money I paid with them was nothing”

“Hi everyone I just wanted to tell who ever needs a good credit repair company to contact finivcredit, they gave me back my life I had around 21k in debt that was not mine and even though I disputed the info myself I was able to get some items deleted but I made the rest worst collectors will not stop calling me harrasing me even when I explain to them the debt wass not mine. Short story long finivcredit gave me my good credit back thank you so much”

“I did a research on finivcredit. com and their track record is impressing no complains, like they say they are a small company with big results I will recommend this company to everyone I know. They only ask you to do three simple things pay everything on time, send them all your results and don’t touch your credit if you guys are able to do that they will take care of the rest no doubt. Please call them before you do anything else you will not regret it. By the way they are not the cheapest company around but remember like they told me you have nothing to loose and a lot to win look at it as an investment and you will do good. adjust your budget do anything you need to but fix your credit if you want to get out of debt and survive these economy.”

“Excellent customer service!”

“I truly enjoyed working with Credit Saint, when they fixed my credit. They were very attentive and committed to dealing with my account. I called often with questions or concerns and they were always happy and willing to help.

When I was looking at some different sites to explore credit repair companies I found Credit Saint was a very user friendly site. You can make appointments to speak with representatives or even request to speak live with one.

I would highly recommend Credit Saint to anyone who wants fast, personalized, and committed service.”

“Credit Saint is a company that strives to separate itself from the competition. You can always get a human on the phone but no receptionists, everyone there is a credit specialist who can help you with whatever you need. No getting sent to voice mail or bounced around from department to department.

As far as costs, they are not the cheapest credit repair firm out there but you do get what you pay for and they are very easy to deal with if you need to move a payment back a few weeks or can’t afford to pay your inital fee upfront.

Credit Saint is all about speed speed speed. Some Credit Repair companies limit the number of disputes they will send out per month to drag out the time it takes to get your credit fixed, Credit Saint disputes everything on your report the first day. And then gives you progress reports each month to keep you informed of the status of your repair.

They also offer nice options, like once your credit repair is complete, they will refer you to a mortgage lender who will credit you back every dollar you paid them for credit repair.

I worked with Peter. My repair is complete I have my new house and car and I still call him just for the free credit advice.

I would recommend Credit Saint to anyone who is serious about credit repair.

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“Highly effective with proven results! A online credit services company that is the most cost effective among the rest. They actually encourage consumers to use there "Do It Yourself CD-Rom Kit" in lieu of there services for educational purposes. Awesome company!”

habakkuk

“They were fast, cheap and wonderful service. Most of all I trust them.”

“AWESOME SERVICE! Yea... WOOHO”

“Thank you! I have realized the importance of having and maintaining a GOOD credit rating. I cannot tell you enough how much I appreciat all your hard work.”

“National Credit Fixers were very accurate, honest and 100 professional. This is what I needed to get the job done, RIGHT! Thank you...”

“Not only did they help me fix my old credit but they helped me get new credit too!”

“They guys rock - they are not some huge conglomerate where you are just a number - to them you are a customer with a name - not just another number!”

“I’m a mortgage broker, and thank god for these guys! They are making me money. No joke!”

“I have been enrolled for 3 months and am very satifed with the results so far”

“Great Credit Repair Service! rasied my credit score 126 points!”

“They rasied my score 90 points, Iwent from a 580 to a 670. Seeing is believing Onyx Legal Credit Repair is the best Credit Repair company in America”

“They deleted a total of 24 items off of my credit reports raising my credit score 138 points! Iam not at a 705 credit score.. Thank you to the aggresive staff at Onyx Legal Credit Repair”

“Credit repair made simple. The dispute process is done online and very simple. They have a priority system that allows the client to determine what is more important as far as what they want to dispute first on their credit report.”

“I have been enrolled for 4 months and I’m very impressed by their results and customer support. Law Firms are the only way to go!”

“Such an easy company to work with! They’re great”

raphana

“It cost me no money upfront! After they finished the program, they charged me. I highly recommend, and they are very professional and fast.”

“Fast and friendly client support. I originally used a law firm but they were taking too long with not much result. Credit Edit did more in a month than what those other guys took 4 months to do -- and guess what? -- Credit Edit was cheaper too! Go with this credit repair agency.”

“Great customer service, and even better results! Thanks so much!”

racecars12

“I just wanted to say I used one of those quick fix Companies that charged me about $300.00 and didn’t get any where near the results they claimed they’d get me. Global was professional, timely and got the results I needed. They got my Credit score well over 100 points higher than it was on all three Bureaus. I would recomend these guys against anyone out there.”

“Global Advantage Credit Solutions is affordable and they got the job done!”

“When I started with National Credit Consultants, My middle credit score was a 510 I needed a 620 to be approved for my mortgage. Not only did I reach a 680 credit score I went on to getting a fantastic interest rate on my new home. Their credit repair program has helped me more than I ever thought possible. Since then I have signed up my wife, three family members and about two friends. They all have seen a significant change in their credit scores and all are happy with the customer servive that National Credit Consultants provide.”

“National Credit Consultants has been more then helpful, I was not even ready to begin this process, it was my mother who had received their service earlier this year and actually started the process for me because I didn’t feel it was the right time to spend that money. But thankfully it worked out for the best and my credit score went up within the first two months. The people are very helpful at national credit consultants and are very quick to delivered status updates and results.”

“I was very happy with the customer service I received. They always had time for me and held my hand through out the entire process. I have referred them to many of my friends and they were happy with the service as well.”

“They take the time to explain everything to you and really care about getting you the best results. Excellent customer service!”

lgossling

“My score went up 75 points just from the removal of a few negative items. These folks are really nice, trust-worthy.. hope raise my score more...”

“Kevin is great... I sat in his office and he explained everything. The results soon followed and I was able to buy a house at 5.375!”

“Excellent customer service! Very nice people to work with. The monthly fees are low and you get just as much with their "Fast Track" program as you do with much more expensive programs at other companies. ”

“Legacy Legal really helped me get my credit scores up so i could get my new truck! The customer service was great they were really nice and down to earth and explained everything to me. The best part they help answer all my questions about my credit AND DELETED MY BAD MARKINGS... I send everyone i know to them because they helped me so much!!! Thanks Legacy Legal Services!”

“Legacy was great!!! I had been with Lexington Law Firm with only one deletion in a year in a half. When I canceled Lexington I had five tax liens left on my reports. Then I joined Legacy Legal they removed them in about six months. Where I couldn’t get a hold of anyone at Lexington, I had a great experience with speaking with the paralegals at Legacy. They taught me how to build my credit while they removed the negatives. My scores ended up in the mid 700’s. I would tell everyone to trust their credit to Legacy Legal!”

“I am so thankful I went to go Clean Credit. They raised my score from 493 to 665! They changed my life. They remove items as quickly as possible and have great one on one service.”

“These guys definitely should be number one. They even have a guarantee for using the service.”

“Go Clean Credit helped me raise my score 150 points in 90 days and helped me remove my bankruptcy!”

“Monarch Credit Repair was very helpful and compassionate. Answered all my questions and raised my fico score by 103 points in 2 months.”

“I called Monarch to repair my credit and was very pleased. Honest, friendly and kept on it until my credit was corrected.”

“Excellent Service and value. Fees were very reasonable about $675.00 less then other companies. And my Report is accurate now.”

“When I started with Credit Bureau Experts I was a 575 I needed a 715 to be approved for my mortgage. Not only did I reach my goal in less than six months; I surpassed it and went on to getting a fantastic interest rate on my new home. Their credit repair program has helped me more than I ever thought possible. Since then I have signed up my wife, three family members and about two friends. I’m telling anyone that will listen to try their credit repair service.”

“THEY REALLY ARE EXPERTS!”

“I went to this company with a 587 score and within 10 months my score was 723. They changed my life.”

“These folks are great! 2nd month and already 7 things have been removed from my credit reports”

“This company is the best. I’ve tried other and I’m telling you, FR knows what they are doing”

“The Top Tens is a great page. I was able to do all my credit repair research from these companies. This company had the best rates and service from my research.”

“I used these guys back in 2004 to clean up my credit. They did a great job and removed several judgments and my bankruptcy. I was just searching for them again and came across this site. Since 2005, I have messed up my credit again and need their help. I would not even think about using anyone else.”

“I am confused as to why nca credit repair is so far down on the list. I had been a client of lexington and dsi for nearly a year before finding nca. I cancelled with the others and in less than 3 months, nca credit repair removed my bankruptcy, tax liens, and 12 collections from my credit reports. It was the first time I felt like a credit repair company actually cared about getting me results.”

“I hired them for 3 months and saw a 165 point improvement in my score. They also helped me pay for a deletion on 2 of my collections on my report. It’s now completely removed as if the collection never existed.

I would definitely recommend The Credit Insiders to anyone that wants their credit score increased as quickly as possible.”

“Small, personalized service out of San Diego, CA. They send all their letters Certified Mail and focus on both your outstanding debt and your credit score.”

“The only business that did not sale sunshine and delivered exactly what I needed.”

“They just removed my Bankruptcy Chapter 13! Wow!”

“New Age Credit gave me a step by step report that told me how to raise my credit score 90 points in 30 days. Now I’m getting somewhere.”

“My experience with this company was nothing greater than the best. very imformative...”

“This company explained there process, and kept it moving.. Items started falling off and companies were still trying to call and settle while the account had been deleted... My score fot myself and my husband exceeded our expectations... They get the NUMBER ONE 1 VOTE”

“Topnotch Credit Services not only educated me on the do’s and don’ts. There program assisted me and my co-workers in building credit for the future. my middle score started at a 513 and ended at 670.”

“A Better Business Bureau and State registered credit repair firm. One of the very few companies charging no upfront fees and a refund policy based on results.”

“What a lifesaver! I was trying to buy a new home for me and my family, when much to my dismay, I discovered that my credit scores had become down right embarassing! 543, 570, 601 to be exact. WHAT? Just a little over a year ago When I bought a new car they were all 3 above a 700. "What in the world happened? " I asked the loan officer at the mortgage company. He was very honest and replied, "Im not really sure? You have great payment history on your auto loan and your credit card accounts with no late pays, but there are several collections. All are medical except one that seems to be a cable bill. " MEDICAL BILLS!? I have full coverage insurance through my job and have had for 14 years. Then the loan officer told me that he knew someone who could figure this mess out. He told me to call Trey Hall & Associates and I did. Within ten minutes of looking at my report and asking me a few questions, the senior consultant told me that he had good news and better news. Good news is - He told me that by making some adjustments to the balances on my credit cards, my scores should improve enough for me to get the home loan. (This was free advice! ) I was excited to hear this. The better news - He said that he could help me by working to remove the erroneous medical collections. The cable bill however, should not be disputed because it was really mine and it was reporting correctly, he said. However he told me that he could negotiate a settlement for me on that account and could probably get them to remove their reporting of the item from my credit, as part of the settlement agreement. (He also said that I could do all this my self for free) I told him that I didn’t have the time or proper know how to do it myself, but I wanted to use their services. So I did... and it worked exactly how he explained it to me! I paid down the balances on my credit cards, while they worked to remove those erroneous med bills and settle the other account. The end result? By the end of just 90 days they were able to get those negative collections removed, I had paid my cc balances down as they advised, and my scores were higher than they had ever been! 715, 726, 760 Amazing Results! Amazing service! Great Advice! I encourage everyone with credit issues to give Trey Hall & Associates a call!”

“Excellent customer service! They really make sure that you have a better understanding and awareness of credit scores and reporting. Fast results and great prices! My scores increased about 75 points during my three month program, putting me at over a 700 score!”

“Finally a truly unique company that takes the time to properly educate people about credit and credit scoring! Not only do they tell you straight up what they can or can not do and what you can do yourself, but they even will show you how to fix your own credit! They offer do-it-yourself credit solutions, as well as credit repair seminars. Their website is packed full of useful information and not just a bunch of flashy graphics. They offer full service plans that include every thing from credit bureau disputing and direct creditor disputing, to creditor negotiations and personal budgeting... All for one price! They offer different length contract terms to fit your specific needs, ranging from 3 month to 12 month programs. All programs include a satisfaction guarantee in writing, and easy monthly payments. My favorite thing is that it is always easy to talk to someone who knows whats going on. All of the top consultants and partners contact info is on the website, including thier cell phone numbers! I actually speak to the senior consultant and primary partner on a regular basis! Now thats service! Oh and did I mention that my scores have already improved by 80 points and I’m only about halfway through my 6 month plan! Great service, great price, great results!”

“Good price, simple service, great results”

“A responsive company that has a holistic approach to financial difficulties. They aren’t just interested in a quick results, but provide all the financial planning tools to embrace a better future.”

fluffator

“Service was incredible. Their credit specialists were always available to answer any questions I had and most importantly their services worked! My score jumped 131 points in 60 days.”

kerryberries

“I was a former client of one of the companies on this list. There were multiple items on my credit report they were not able to remove. In 90 days with MDP, they were gone! ALL of them. My scores jumped over 120 points. I just closed on my house last month! I highly recommend this company.”

“I am a loan officer and I tried Rapid Rescoring with many of my clients. They changed a handful of items on reports but I have yet to close a loan because of their services. I referred a few clients to one of the companies in the top ten on this list and didn’t have much luck with them either. I have currently been referring all credit challenged clients to MDP Credit Repair and I’m closing about 40-50 them inside 120 days. If you are in the loan biz, I highly recommend them... they keep me in the loop on my clients and their progress and most importantly, THEY PRODUCE STRONG RESULTS!”

“I also used these guys and was very happy with the results. I know that my frined ordered their do it your self program as well.”

“"They are the best company iv’s seen in a while. This company is in McKinney TX and has a great customer service department as well as research division. They took my score up 120 points in 5 months. " I would refer them to everyone I know...”

“Credit Mindset takes a whole new approach to credit repair. Most of these companies that you are mentioning do not educate the client on how they got their in the 1st place, and teach them the behaviors needed to avoid going down that road again. Credit Mindset puts education 1st... Just because you have the money to do the program does not mean you will be accepted. You have to prove that you are willing to change because Credit Mindset does not want repeat clients... And the process should not take longer than 3-4 months tops... Why companies stretch it only over years, I have no idea, I guess to get the consumer to pay for a longer period of time? If you want to get a home and get educated... Go to Credit Mindset.. 215.256.4242... Based out of Philadelphia, Credit Mindset is the leader in Credit Repair with Education!”

“Credit repair done the right way”

“Credit Care Corp has been in business at the same location for the past 23 years. They are members of the BBB and are known for doing Debt Negotiation and Credit Repair.”

skipmull

“This company is in business for 11 years. Grada A with the BBB. Offers money back guarantee! And great results in their 11 year history.”