Best Credit Repair Companies

“I have been with for almost a year and have not seen a lot of change in my score. They do however, have a very fast response time when you contact them.”

“they are great”

“My husband and I were referred to Goodlife credit by a mortgage broker. We signed up in October 17 2009.
I was just starting to get discouraged by the responses I was getting. Then all of a sudden we started geting credit reports with multiple deletions.

So far we have had 11 deletions in less than 3 months.

If they can keep it up we will buying our first house in time to get the $8000 tax credit.

I wish that we had started sooner!

”

marie12

“I had tried other companies to try and help me with my credit and the only company able to do so was GoodLife Credit. They did an excellent job, I will definitely recommend this to anyone who is trying to better their credit.”

“They were great, legal and inexpensive!”

“Ask for Joshua. He is without a doubt the best credit consultant in the industry. I attended his educational seminar on "Credit, how to make it work for you. " I thought I knew everything I needed to know about credit. Was I wrong, I left the seminar with a wealth of knowledge that I had no idea could work for me.”

“national credit consultants helped me increase me credit score! They know what they are doing and very patient with my endless questions. everything was very transparant, there we no surprises, except for how easy it was”

“I highly recomend National Credit Consultants for credit repair services. I Could not belive that they did what they said they would do for the price I was quoted. Very helpful Staff, fast response and helped my wife who signed on after for an even more discounted price! I highly recomend their services
Thanks”

“I HAD TAX FALSE TAX LIENS, STOLEN IDENTITY AND NUMEROUS LATE PAYS THAT WERE false. Not anymore...”

“Grateful to have this done without monthly fees. Strongly recommend.”

“THANK GOD they took on my case. I’ve never encountered people who actually fight for you and talk to you and educate you all the same time.”

“I was impressed to find that before Trinity would even begin working on my credit they where concerned about any current late payments. They would not do anything unless everything was current. We didn’t have any late payments when we went with them; however, we had a few struggles going on when we first checked them out.

You have to be patient with the program as it will take at least 6-9 months to start seeing the best results. They wanted even better results on mine and when even futher to remove items. To date they have removed 19 items off my credit including some that were reporting balances of 2,500 or more. Also, they were sucessful in removing a repo on one of the Credit Bureau. This is one they have continued to work on. Another thing they did for me was to give me good advice on other methods of raising my score. One of those methods was piggy backing off of a resposible friend’s credit card. I can tell you that my score was nearly in the 400’s when I got started with them and in 10 months I have seen it at a 742 at one point with one of the Bureaus. I was able to get a large line of credit, finance a loan at 6. 69, and refinance my vehicle at 6.93 percent with a credit union. I was paying 17 percent on that vehicle. All in all I have been very impressed and would recommend Trinity to anyone. Just remember the results can take time and they have a login on their system where you can see all the results and them at work.”

“My husband had gone through a bad business deal and in this economy we knew that we were going to need credit repair. Trinity was a legal company and when I would call in I would not wait for days for someone to call me back. I always had the same consultant and someone always answered the phone. Within the first 45 days my husband had over 70 deletions on his credit report and even more after that. I refer Trinity to all my friends.”

“I used Trinity Credit Services and was very Pleased with there services. They walked me through the whole program from start to finish and were very professional. They Raised my credit score 190 points. Thanks Trinity!”

“What can I say I got my house and good credit Fantastic service”

“Outstanding work I just closed on my house thanks to this company my scores were in the low 500 and now my high score is 724 mid 640 low 606 in just over 4 months of working with them”

“Great Service Great staff I will give this company an A got my car loan in less than 3 months thanks to them”

“They were fast, cheap and wonderful service. Most of all I trust them.”

“AWESOME SERVICE! Yea... WOOHO”

“Thank you! I have realized the importance of having and maintaining a GOOD credit rating. I cannot tell you enough how much I appreciat all your hard work.”

“I am in the lending business and I have the opportunity to do business with several diferent companys claiming to do credit repair, for my clients. and I want to tell you ATTRACTIVE CREDIT! really gets the job done.. most important leagally. trust me your score will definitely improve, thank you ATTRACTIVE CREDIT”

cbragg0115

“They gave me a free consultation and advised on how to obtain new credit. Great Services.”

“They removed inquiries and boosted my scores.”

“MSI offers a HIGH integrity service. They really did what they promised me and gave me a very personal experience, GREAT communication and walked me through the entire process so in just 5 months I was able to walk through the door of my brand new home! Thank You MSI!”

Baldman123

“I applied to receive a home loan through a mortgage company and was denied due to a bad credit score. I didn’t even realize my credit score was low at this time and was a little shocked. The mortgage company turned around and told me about MSI and I’m grateful they did. Within 3 ½ months, my credit has increased over 100 points and now the mortgage company has approved my loan request. Without the help of Jason Long at MSI, my chances of buying a home would be near impossible especially within this time frame. So, I would and have recommended MSI to family members and friends and would definitely use them again if ever needed. Well worth every penny!”

“MSI has proven that a GREAT company does exist and GREAT customer service does as well. When I contact MSI they began working on scenarios that would best fit my needs and at the end of the conversation I was well educated on what was about to take place! 45 days later my credit scores have risen from the dead! Thanks MSI!”

“I tried 3 different credit repair companies before Credit Builds Wealth. Two of them did absolutely nothing and one only got one delinquent item removed. A friend reffered me to Credit Builds Wealth and when I started the preocess with them, my credit score was a 531 middle. I need to be a 620 to get a mortgage to buy a house I was looking at. Exactly 68 days later my mortgage broker pulled my score at a 687! I would recommend this place very highly! They really help me achieve my dream of owning a house (my Grandparents house). Thanks guys!”

“I was pleased with the results. Took a bit longer than expected, but overall was happy.”

“We were very happy with this company, and our turnaround time was pretty quick.”

“Simply The best credit repair company... they raised my score from a 520 to 750...”

“I’ve dealt with 2 other companies, and didn’t have much luck. I ran across the website for Onyx... and completely happy that I did so. Onyx was like a bulldog, they went head on for me and raised my credit score and was able to secure an auto loan. Thank you Onyx for everything, and you definitely get my vote!”

“Great Credit Repair Service! rasied my credit score 126 points!”

“Excellent customer service!”

“I truly enjoyed working with Credit Saint, when they fixed my credit. They were very attentive and committed to dealing with my account. I called often with questions or concerns and they were always happy and willing to help.

When I was looking at some different sites to explore credit repair companies I found Credit Saint was a very user friendly site. You can make appointments to speak with representatives or even request to speak live with one.

I would highly recommend Credit Saint to anyone who wants fast, personalized, and committed service.”

“Credit Saint is a company that strives to separate itself from the competition. You can always get a human on the phone but no receptionists, everyone there is a credit specialist who can help you with whatever you need. No getting sent to voice mail or bounced around from department to department.

As far as costs, they are not the cheapest credit repair firm out there but you do get what you pay for and they are very easy to deal with if you need to move a payment back a few weeks or can’t afford to pay your inital fee upfront.

Credit Saint is all about speed speed speed. Some Credit Repair companies limit the number of disputes they will send out per month to drag out the time it takes to get your credit fixed, Credit Saint disputes everything on your report the first day. And then gives you progress reports each month to keep you informed of the status of your repair.

They also offer nice options, like once your credit repair is complete, they will refer you to a mortgage lender who will credit you back every dollar you paid them for credit repair.

I worked with Peter. My repair is complete I have my new house and car and I still call him just for the free credit advice.

I would recommend Credit Saint to anyone who is serious about credit repair.

”

“I’m a mortgage broker, and thank god for these guys! They are making me money. No joke!”

“I have been enrolled for 3 months and am very satifed with the results so far”

“Highly effective with proven results! A online credit services company that is the most cost effective among the rest. They actually encourage consumers to use there "Do It Yourself CD-Rom Kit" in lieu of there services for educational purposes. Awesome company!”

habakkuk

“Credit repair made simple. The dispute process is done online and very simple. They have a priority system that allows the client to determine what is more important as far as what they want to dispute first on their credit report.”

“I have been enrolled for 4 months and I’m very impressed by their results and customer support. Law Firms are the only way to go!”

“They take the time to explain everything to you and really care about getting you the best results. Excellent customer service!”

lgossling

“I used this company and had great results! I would highly recommend them to my friends.”

“My score went up 75 points just from the removal of a few negative items. These folks are really nice, trust-worthy.. hope raise my score more...”

“Great customer service, and even better results! Thanks so much!”

racecars12

“I just wanted to say I used one of those quick fix Companies that charged me about $300.00 and didn’t get any where near the results they claimed they’d get me. Global was professional, timely and got the results I needed. They got my Credit score well over 100 points higher than it was on all three Bureaus. I would recomend these guys against anyone out there.”

“Global Advantage Credit Solutions is affordable and they got the job done!”

“I normally don’t comment on these types of things but Legacy Legal simply did a great job in getting me the credit scores I needed to get my house. They are Awesome!”

“Legacy was great!!! I had been with Lexington Law Firm with only one deletion in a year in a half. When I canceled Lexington I had five tax liens left on my reports. Then I joined Legacy Legal they removed them in about six months. Where I couldn’t get a hold of anyone at Lexington, I had a great experience with speaking with the paralegals at Legacy. They taught me how to build my credit while they removed the negatives. My scores ended up in the mid 700’s. I would tell everyone to trust their credit to Legacy Legal!”

“Legacy Legal really helped me get my credit scores up so i could get my new truck! The customer service was great they were really nice and down to earth and explained everything to me. The best part they help answer all my questions about my credit AND DELETED MY BAD MARKINGS... I send everyone i know to them because they helped me so much!!! Thanks Legacy Legal Services!”

“I am so thankful I went to go Clean Credit. They raised my score from 493 to 665! They changed my life. They remove items as quickly as possible and have great one on one service.”

“These guys definitely should be number one. They even have a guarantee for using the service.”

“Go Clean Credit helped me raise my score 150 points in 90 days and helped me remove my bankruptcy!”

“Awesome service! Fast, professional and willing to do the work to get it done. Ask for Matt Brown he’s the man when it comes to credit repair.”

“No other credit repair company would do the work and charge me only for the accounts they have deleted. Searching on google I’ve found several credit repair sites who claim at the front page to charge only per results but buried in the fine print there is always a initial payment in advance. Others want my credit card or bank account number to charge their fees as soon as 3 days after sign up. With so many credit repair scams on the internet I wouldn’t feel comfortable paying anything in advance, specially when the FTC says that credit repair is not possible.

BCR Consulting really charge only per account deleted, that speaks of their confidence on their ability to take off negative accounts from my report, When I hired BCR I thought "They better do something good for me or they won’t get my money".

They did get my money, I like that, they are the only credit repair that never tried to trick me, honest, reliable stand up people. I’m recommending their services to anyone with bad credit, if they can’t do it nobody can, but with them you won’t have give away a few hundred dollars just to know if its possible or not.

(Working with them for 3 months now, my score went from 587 to 668, they still working on the remaining bad trade lines)”

“Honest, professional people. No catch”

“I got a knowledgeable case manager who was very responsive and they improved my credit from 509 to 673 in just 5 months. This is the best out there and it is very cheap in comparison to several others I looked at.”

jhfunt

“When I started with Credit Bureau Experts I was a 575 I needed a 715 to be approved for my mortgage. Not only did I reach my goal in less than six months; I surpassed it and went on to getting a fantastic interest rate on my new home. Their credit repair program has helped me more than I ever thought possible. Since then I have signed up my wife, three family members and about two friends. I’m telling anyone that will listen to try their credit repair service.”

“I used their service and they were great. They raised my score from 629 to 719 in 6 months.”

“Ask for Erik. He is without a doubt the best at what he does.”

“Could not belive that they did what they said they would do for the price I was quoted. I highly recomend their services.”

“Credit CPR is all about getting things done fast. Some Credit Repair companies will limit the number of disputes they will do for you each month to drag out the time it takes to get your credit fixed. Credit CPR disputes everything on your report the day you get started. In the first 30 days you get your updated reports with all the results of their efforts. Very pleasing to say the least.”

“Monarch Credit Repair was very helpful and compassionate. Answered all my questions and raised my fico score by 103 points in 2 months.”

“I called Monarch to repair my credit and was very pleased. Honest, friendly and kept on it until my credit was corrected.”

“Excellent Service and value. Fees were very reasonable about $675.00 less then other companies. And my Report is accurate now.”

“I used these guys back in 2004 to clean up my credit. They did a great job and removed several judgments and my bankruptcy. I was just searching for them again and came across this site. Since 2005, I have messed up my credit again and need their help. I would not even think about using anyone else.”

“I am confused as to why nca credit repair is so far down on the list. I had been a client of lexington and dsi for nearly a year before finding nca. I cancelled with the others and in less than 3 months, nca credit repair removed my bankruptcy, tax liens, and 12 collections from my credit reports. It was the first time I felt like a credit repair company actually cared about getting me results.”

“I hired them for 3 months and saw a 165 point improvement in my score. They also helped me pay for a deletion on 2 of my collections on my report. It’s now completely removed as if the collection never existed.

I would definitely recommend The Credit Insiders to anyone that wants their credit score increased as quickly as possible.”

“Small, personalized service out of San Diego, CA. They send all their letters Certified Mail and focus on both your outstanding debt and your credit score.”

“These folks are great! 2nd month and already 7 things have been removed from my credit reports”

“This company is the best. I’ve tried other and I’m telling you, FR knows what they are doing”

“The Top Tens is a great page. I was able to do all my credit repair research from these companies. This company had the best rates and service from my research.”

“Yes very good company. My husband and I were reluctant due to the distant and internet companies. However they were very perosnal and imformative... Our scores now sit in the high 600’s and we we’re in the 400’s two months ago. would recommend”

“Excellent company...”

“My experience with this company was nothing greater than the best. very imformative...”

“This team is amazing! No only do they help you fix your credit, but they educate you on how to maintain it! I would have gone back to my old ways if it wasn’t for Brian and his team. Thanks guys!”

“I would not have been able to buy a home with out them. Thank You Scott!”

“Never thought this process would be so educational. I’ve got an MBA and never had this type of real life class. Seminar was great, thank you Todd!”

“The only business that did not sale sunshine and delivered exactly what I needed.”

“They just removed my Bankruptcy Chapter 13! Wow!”

“New Age Credit gave me a step by step report that told me how to raise my credit score 90 points in 30 days. Now I’m getting somewhere.”

“Good price, simple service, great results”

“A Better Business Bureau and State registered credit repair firm. One of the very few companies charging no upfront fees and a refund policy based on results.”

“What a lifesaver! I was trying to buy a new home for me and my family, when much to my dismay, I discovered that my credit scores had become down right embarassing! 543, 570, 601 to be exact. WHAT? Just a little over a year ago When I bought a new car they were all 3 above a 700. "What in the world happened? " I asked the loan officer at the mortgage company. He was very honest and replied, "Im not really sure? You have great payment history on your auto loan and your credit card accounts with no late pays, but there are several collections. All are medical except one that seems to be a cable bill. " MEDICAL BILLS!? I have full coverage insurance through my job and have had for 14 years. Then the loan officer told me that he knew someone who could figure this mess out. He told me to call Trey Hall & Associates and I did. Within ten minutes of looking at my report and asking me a few questions, the senior consultant told me that he had good news and better news. Good news is - He told me that by making some adjustments to the balances on my credit cards, my scores should improve enough for me to get the home loan. (This was free advice! ) I was excited to hear this. The better news - He said that he could help me by working to remove the erroneous medical collections. The cable bill however, should not be disputed because it was really mine and it was reporting correctly, he said. However he told me that he could negotiate a settlement for me on that account and could probably get them to remove their reporting of the item from my credit, as part of the settlement agreement. (He also said that I could do all this my self for free) I told him that I didn’t have the time or proper know how to do it myself, but I wanted to use their services. So I did... and it worked exactly how he explained it to me! I paid down the balances on my credit cards, while they worked to remove those erroneous med bills and settle the other account. The end result? By the end of just 90 days they were able to get those negative collections removed, I had paid my cc balances down as they advised, and my scores were higher than they had ever been! 715, 726, 760 Amazing Results! Amazing service! Great Advice! I encourage everyone with credit issues to give Trey Hall & Associates a call!”

“Excellent customer service! They really make sure that you have a better understanding and awareness of credit scores and reporting. Fast results and great prices! My scores increased about 75 points during my three month program, putting me at over a 700 score!”

“Finally a truly unique company that takes the time to properly educate people about credit and credit scoring! Not only do they tell you straight up what they can or can not do and what you can do yourself, but they even will show you how to fix your own credit! They offer do-it-yourself credit solutions, as well as credit repair seminars. Their website is packed full of useful information and not just a bunch of flashy graphics. They offer full service plans that include every thing from credit bureau disputing and direct creditor disputing, to creditor negotiations and personal budgeting... All for one price! They offer different length contract terms to fit your specific needs, ranging from 3 month to 12 month programs. All programs include a satisfaction guarantee in writing, and easy monthly payments. My favorite thing is that it is always easy to talk to someone who knows whats going on. All of the top consultants and partners contact info is on the website, including thier cell phone numbers! I actually speak to the senior consultant and primary partner on a regular basis! Now thats service! Oh and did I mention that my scores have already improved by 80 points and I’m only about halfway through my 6 month plan! Great service, great price, great results!”

“Our managing partner, Daniel Sater C.C.E. is a Nationally Recognized Credit Expert. Dan had written the authoritative book on the credit industry, "Credit Scoring Secrets... the Credit Industry Doesn’t Want You to Know"”

“A responsive company that has a holistic approach to financial difficulties. They aren’t just interested in a quick results, but provide all the financial planning tools to embrace a better future.”

fluffator

“Service was incredible. Their credit specialists were always available to answer any questions I had and most importantly their services worked! My score jumped 131 points in 60 days.”

kerryberries

“I was a former client of one of the companies on this list. There were multiple items on my credit report they were not able to remove. In 90 days with MDP, they were gone! ALL of them. My scores jumped over 120 points. I just closed on my house last month! I highly recommend this company.”

“I am a loan officer and I tried Rapid Rescoring with many of my clients. They changed a handful of items on reports but I have yet to close a loan because of their services. I referred a few clients to one of the companies in the top ten on this list and didn’t have much luck with them either. I have currently been referring all credit challenged clients to MDP Credit Repair and I’m closing about 40-50 them inside 120 days. If you are in the loan biz, I highly recommend them... they keep me in the loop on my clients and their progress and most importantly, THEY PRODUCE STRONG RESULTS!”

“"They are the best company iv’s seen in a while. This company is in McKinney TX and has a great customer service department as well as research division. They took my score up 120 points in 5 months. " I would refer them to everyone I know...”

“Awesome customer support and results. Priced right for the market.”

“This company is in business for 11 years. Grada A with the BBB. Offers money back guarantee! And great results in their 11 year history.”

“New price is great and service is outstanding”

“Service is great, price is all inclusive and communication is excellent”

“This company is great, they kept me in the loop and within 60 days I had 10 out of 15 items deleted”

“I also used these guys and was very happy with the results. I know that my frined ordered their do it your self program as well.”

“Are currently running a 50 percent discount and A BBB rating.”

skipmull

“They are now running a 50 percent discount program due to the tough times.”

skipmull

“Credit Care Corp has been in business at the same location for the past 23 years. They are members of the BBB and are known for doing Debt Negotiation and Credit Repair.”

skipmull

“Excellent Customer Service!”

“Excellent service! No wasted monthly fees. You only pay for performance! I highly recommend this service.”

“Used to work in the collection industry didn’t really believe in credit restoration if it wasent for my LO friend at Nation Starr I probably wouldn’t have enrolled in this program. great comapny they shoot from the hip and never feed you full of BS! loved it great results great customer service- I would refer my mom!”

“Got me what I needed didn’t try and keep me in the program- got to my 620 and left:)”

“Just got approved for a small personal loan!

Thanks OCA”

“Credit repair done the right way”

“In business doing Credit Repair exclusively for 11 years with a combined experience of over 30 years repairing consumer credit files. BBB members since 1998 with an A rating and a money back gaurentee. What else could you ask for?”

“Fastest results I’ve ever seen. I tried a few others, some of them are on here, some even in the top ten, all I get are promises... These guys were reluctant to make very big promises, and honestly, thats why I chose them, they surpased my expectations by a lot! I salute them, and price is good too. Special thanks to Alex and Mark if they ever read this, but I’ve already left a review on Yelp :).”

“I used them to help me repair my credit, and they increased my score over 182 point in a matter of 21 days. I got the referral of merchant circle and these guys are GREAT!”

“We are a very easy service for our clients to use and understand. We also care about our clients and the results of our service.”

“My husband and I had very little knowledge about our FICO scores; we started looking for a house and started to learn a little more as the days past. We were starting to get really frustrated with the responses and thought we would have to rent and deal with the high interests rates in the future due to mistakes we made in the past. After sitting down with Neal we have regained our confidence, he shows us monthly how our scores are improving. Sitting down with Neal is the best decision we have made. "
Thanks for everything Neal.

”

“It took only 3 months and I had a score increase of 163 points! Thanks Dr. and all your staff.”

“A lot of free credit information through their blog, and a 100 percent money back guarantee.”

“We are so grateful that we were recommended to United Credit Source. We’ve been wanting to buy a house for so long, and with the help United Credit Source gave us we finally did! After only 8 months, our credit scores jumped up to a total of 150 points between my husband and I. We couldn’t have been happier with our decision to get the help we needed from United Credit Source.”