Best Car Insurance Companies

Knowing you have selected a good car insurance company is peace of mind you will want to have before you get in an accident, have your car stolen, or encounter any number of situations that involve you having to make a claim. You don't want to find out too late that your car insurance provider isn't up to par.

This list contains the top ten best auto insurance companies based on affordability, value of services, and responsiveness. Because, after all, what good is having a rock bottom rate if you don't get enough in return or can't get the help you need when you need it.

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Vote for State Farm 4) State Farm

“Very quick response to situations, no matter who is at fault. Always an agent no matter where you live. Worth the premium!”

“My agent really cares! My house got broken into while I was out of town, and my agent was the one who went and boarded the place up! Great customer service. I don’t mind them being a few dollars extra... IT GOES A LONG WAY!”

“I work at an auto body shop. State farm is the easiest and fair company to work with by far. State farm also will not put aftermarket parts on your car”

visit State Farm website
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Vote for 21st Century Insurance 5) 21st Century Insurance

“When I talked to the employees at 21st Century Insurance, they don’t talk at me, they talk to me just like they would any other person. They look past the bottom line dollar signs and see me as an individual; a lot of insurance companies today can’t seem to deliver that. I think it’s obnoxious when a company becomes so big that they don’t treat the customers as people anymore or when companies become so large that the employees become impersonal and arrogant. So far, I’ve not encountered this with 21st Century Insurance and that, my friends, leaves me a satisfied customer!”

visit 21st Century Insurance website


Vote for Progressive 6) Progressive

“Progressive’s customer service is the best. They are quick, friendly, and fair. I have totaled two cars with them and both times I got well above what the cars were worthed. Not to mention - no increase on the premium.”

“After I switched to Progressive I got into a car accident. I did not know exactly what I needed to do, but the people at progressive helped me the entire way. All I had to do was choose where I wanted to have my car repaired and they did the rest. Since I used one if the shops they referred I had my car back in less than a week. Quick and painless, all I had to do was make a call.”

“progressive is a great company, they have excellent customer service and helped me out a lot when I got my new car”

visit Progressive website
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Vote for AAA 7) AAA

visit AAA website


Vote for Nationwide 8) Nationwide

“Nationwide paid my claim fair and fast. Their rate was the best I found.”

“truly on your side”

visit Nationwide website


Vote for Liberty Mutual 9) Liberty Mutual

“I switched to Allstate. Oh my gosh the customer was AWFUL! Went right back to Liberty. There customer service rocks!”

“Had Allstate for years, then I got a quote from Liberty Mutual that saved me about $300 every 6 months! I’ve been with them for 7 years now.”

visit Liberty Mutual website


Vote for American Family 10) American Family

“TOTALLY THE BEST!”

“My agent came to the scene of an accident to deliver an insurance card and when my baby was born she was there at my baby shower.”

“I saved almost $1000 and my agent is very knowlegable.”

visit American Family website
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Choices Not In The Top Ten

Vote for USAA 11) USAA

“No hassle kind of insurance”

“No company can beat USAA pricing, and no company can match their level of service, that is if you have the balls to defend your country...”

“Best insurance company out there. I totalled my car and they paid me more than what it was worth... plus covered all my medical bills. Did this without my rates going up a bit.”

» visit USAA website

Vote for Travelers 12) Travelers

» visit Travelers website

Vote for OML 13) OML

Vote for Farmers Insurance 14) Farmers Insurance

“Farmers was there when I needed them most. CA Fires almost devastated my life,
but Farmers was there for me.”

“Great agents and seem to have options to cover all my belongings! Really nice to have all my insurance policies in one place. They have been around a long time and do a lot in my local area.”

“Excellent pricing and great customer service!”

» visit Farmers Insurance website
» more comments on Farmers Insurance

Vote for Safeco 15) Safeco

» visit Safeco website

Vote for Ameriprise 16) Ameriprise

Vote for GMAC Insurance 17) GMAC Insurance

“Have had very good experience’s with them in the 20 years I’ve been with them. No hassles so far.”

» visit GMAC Insurance website

Vote for Cotton States 18) Cotton States

» visit Cotton States website

Vote for AARP 19) AARP

“Saved me $370.00 on a three car policy and have nad no problems with the two claims I had within the last three years. Easy to work with on the phone or on line, you can choose your own repair shop and they will back you if the repairs are not correct. Had State Farm before and they did not have a firm handle on my account. I was recieving notification of changes constantly, $11.00 here and $14.00 there. When I would call to inquire, If I could get through they were never sure or justify why the small changes. They took all my pocket change, will not go back, I found a new home after years at SF.”

» visit AARP website


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