Best Car Insurance Companies
Knowing you have selected a good car insurance company is peace of mind you will want to have before you get in an accident, have your car stolen, or encounter any number of situations that involve you having to make a claim. You don't want to find out too late that your car insurance provider isn't up to par.
This list contains the top ten best auto insurance companies based on affordability, value of services, and responsiveness. Because, after all, what good is having a rock bottom rate if you don't get enough in return or can't get the help you need when you need it.
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1)
Esurance
“I was tired of my insurance payments going up and up and up, so thought it was time to start shopping for new insurance. I had tried over the Internet before but hadn’t a clue what I was doing, so I just gave up. I had my previous insurance elsewhere and came to find out I was paying way, way too much. I am saving $750. 00 a year by switching to Esurance! I could not believe it! I immediately started the process of switching, and I am now a new Esurance customer and a very happy one! Today, I received my policy and cards via email just as promised and am glad I switched!”
2)
Allstate
“allstate are you in good hands”
“My wife and I have all of our insurance through Allstate and our rates are awesome. We are about as insured as a person can be these days (full auto on two cars, home, earthquake, PUP) but we are paying less than some of our friends who just have auto insurance. Our insurance agent was fantastic in getting us a killer deal.”
“Accident forgiveness rocks.”
3)
Geico
“rock on freaky lizard dude”
“15 minutes could save you 15 percent or more on car insurance”
“I had been a client of GEICO for about 20 years, until I switched to LIBERTY MUTUAL 2 years ago because of their better rates. Within that period, GEICO offered me a far better rate than that of LIBERTY, and, as LIBERTY could neither match nor beat GEICO’s new rate, I switched back to GEICO.
LESSON: It pays to compare rates every now and then.”
visit Geico website
read more comments on Geico
“When I talked to the employees at 21st Century Insurance, they don’t talk at me, they talk to me just like they would any other person. They look past the bottom line dollar signs and see me as an individual; a lot of insurance companies today can’t seem to deliver that. I think it’s obnoxious when a company becomes so big that they don’t treat the customers as people anymore or when companies become so large that the employees become impersonal and arrogant. So far, I’ve not encountered this with 21st Century Insurance and that, my friends, leaves me a satisfied customer!”
visit 21st Century Insurance website
5)
State Farm
“Financial stability and great service!”
“Financial Stability makes a huge difference”
“I hit a deer and it did 5000 in damages to my car. I made one phone call and everything was taken care of. Quick and painless and my premiums did not rise. I switched to State Farm from Geico, I never had any problems with Geico either.”
6)
Progressive
“I used a local service center for repairs to my car. Quick, friendly, and done right. A great service without the headache of the in between with the body shop and adjustor”
“I used to have Farmers insurance until I got in an accident. Even though I had a local insurance agent, because I had to file my claim after hours, I had to contact a generic claims call center. Then, since I initiated the claim using the 1-800 number, I had to complete the rest of the process that way. At that point I was asking myself why I was paying a premium to have a local agent when he was doing nothing to help me. After the whole experience, I decided to shop around and ended up choosing Progressive. They had much better prices and since it no longer mattered to me to have a local agent, I signed up. I’ve had nothing but a positive experience with Progressive so far.”
7)
Nationwide
“truly on your side”
8)
AAA
“Had Allstate for years, then I got a quote from Liberty Mutual that saved me about $300 every 6 months! I’ve been with them for 7 years now.”
10)
American Family
“I was in an accident with another car, my agent actually came to see me the next day to see if I was ok. Great sincere person and company. I highly recommend.”
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